Buying a home in the UK is a lot like buying a home anywhere else on earth—it can be a breeze or it can be worse than root canal. If you are a new buyer searching for houses for sale uk click here , the first thing you should do to avoid any possible unpleasantness is to figure out exactly what you can afford. This step alone will undoubtedly save you many sleepless nights.

So what can you afford?

Typically, mortgage lenders will lend you up to three and a half times you annual income. And if you are purchasing a home with your spouse, it is possible to borrow up to three times your combined annual income. (more...)